Banking Reimagined.
Personal Blockchain IBAN.
Send. Pay. Save. Invest. All in one app. Manage international payments, your personal blockchain IBAN, digital gold, and tokenized investments — from one intuitive platform.
Download NowSend Money, Anywhere in the World.
CentiPay makes international payments fast, secure, and affordable — powered by your own blockchain IBAN. No borders, no hidden fees, no waiting days for a transfer.
Global Transfers
Send and receive money across borders in seconds, with real-time exchange rates.
Blockchain IBAN
Get your own personal blockchain IBAN for seamless local and international banking.
Contactless Pay
Tap to pay in stores and restaurants directly from the CentiPay app.
Bank-Grade Security
Every transaction is encrypted and protected with multi-layer security.
Everything You Need, In One App.
Send, pay, save, and invest — CentiPay brings your everyday banking and blockchain-powered assets together in a single, effortless experience.
Smart Pay
Pay bills, subscriptions, and merchants directly from your CentiPay balance.
Easy Invest
Access tokenized assets and digital gold with just a few taps — no broker needed.
Real-Time Control
Track every transaction, balance, and asset instantly from your dashboard.
True Ownership. Full Control.
Your Non-Custodial Wallet — with CentiPay, your digital assets remain under your control. You maintain ownership of your wallet and your assets. Your funds are secured by blockchain technology, giving you transparency, security, and independence. CentiPay combines the advantages of blockchain ownership with the simplicity of modern financial applications.
Non-Custodial Wallet
You hold the keys. Your wallet and assets stay fully under your control at all times.
Blockchain Secured
Every asset is protected by blockchain technology, ensuring transparency and independence.
Digital Assets
With CentiPay, users can easily manage digital collectibles, gift vouchers, and loyalty cards. The platform also enables purchases on marketplaces such as OpenSea, making it simple to buy, sell, and manage digital assets.
Own Real Gold. Spend It Instantly.
Buy digital gold backed 1:1 by physical gold stored securely in Swiss vaults. Watch your savings grow with real value, and spend it anywhere — in stores, online, or with friends — straight from the CentiPay app.
- 100% backed by physical gold in Swiss vaults
- Buy, sell, or convert to cash anytime
- Spend gold directly via contactless payments
- Bank-grade security for the whole family
Real-World Assets, Now on the Blockchain.
The tokenized real-world asset market has grown from under $1B to over $30B in just a few years. CentiPay lets you tap into this growth directly — invest in tokenized bonds, funds, and assets, all secured on-chain and managed from one app.
$30B+
Tokenized RWA market
24/7
Buy & sell instantly
100%
On-chain transparency
Digital Assets
With CentiPay, users can easily manage digital collectibles, gift vouchers, and loyalty cards. The platform also enables purchases on marketplaces such as OpenSea, making it simple to buy, sell, and manage digital assets.
Everything You Need, In One App
Send, pay, save, and invest — CentiPay brings your everyday banking and blockchain-powered assets together in a single, effortless experience.
Ready to Bank Without Borders?
Download CentiPay today and start sending, paying, saving, and investing — all from one app.